In 2020/21, National Savings and Investments, the government-backed savings vehicle, raised a net £24bn from the British public. Admittedly, it was a freak year for inflows for all sorts of reasons, but it demonstrates the pulling power of the business, one of the few state institutions which seems to function without fuss or serious incompetence.

We now know that the government is going to have to raise over £100bn more from the markets than was expected just a few short months ago, as the price of energy is capped to save much of the population from poverty and much of the small business world from bankruptcy.

There will be plenty of criticism about the detail, and a lot of the aid will go to those who don’t need the money, but however you look at it, we are in a national financial emergency, and the normal rules no longer apply. Quick and simple trumps slow and complicated.